Savings
Save for your future now. We want to help make your dreams a reality.
Saving for Your Family’s Future
Our team can set the whole family up with a future filled with savings.
Get an account that works as hard as you. Earn more for your money with a Money Market account.
Interest Bearing 1
Free ATM/Debit Card
Online Banking
Free Mobile Banking 2
Free Notary Services
Finance Works 3
Check Writing
Free Online Bill-Pay
Free Remote Deposit Capture 4
24-Hour Telephone Banking
* Gray product features are not available with Money Market.
Savings accounts are allowed 6 non-qualifying withdrawals in a given month.
- Must sign up for Online Banking to receive. Minimum Balance must be met to earn interest.
- Mobile banking apps only available on Google and iOS phones. Must sign up for Online Banking to receive.
- Must sign up for Online Banking to receive.
- Must sign up for Online Banking to receive.
Rates and Fees - Money Market
Ask a friendly team member about our premium interest rates or what to avoid to stay clear of extra fees.
- Minimum opening balance is $2,500
- Monthly maintenance charge is $10 (waived if account is over minimum balance)
- Minimum balance requirement is $2,500
- Maximum of six monthly withdraws or transfers to another account or third party
Earn even more when you pair your Rewards Checking Account with a Rewards Savings Account.
Interest Bearing 1
Free ATM/Debit Card
Online Banking
Free Mobile Banking 2
Free Notary Services
Finance Works 3
Check Writing
Free Online Bill-Pay
Free Remote Deposit Capture 4
24-Hour Telephone Banking
* Gray product features are not available with Rewards.
Available with Rewards Checking Account. Bonus APY on balances up to $25,000.
- Must sign up for Online Banking to receive. Minimum Balance must be met to earn interest.
- Mobile banking apps only available on Google and iOS phones. Must sign up for Online Banking to receive.
- Must sign up for Online Banking to receive.
- Must sign up for Online Banking to receive.
Rates and Fees - Rewards
Ask a friendly team member about our premium interest rates or what to avoid to stay clear of extra fees.
- Minimum opening balance is $0
- Monthly maintenance charge is $0
- Minimum balance requirement is $0
- Maximum of six monthly withdraws or transfers to another account or third party
We’ll help keep your family’s money safe for when you need it most.
Interest Bearing 1
Free ATM/Debit Card
Online Banking
Free Mobile Banking 2
Free Notary Services
Finance Works 3
Check Writing
Free Online Bill-Pay
Free Remote Deposit Capture 4
24-Hour Telephone Banking
* Gray product features are not available with Personal.
Savings accounts are allowed 6 non-qualifying withdrawals in a given month.
- Must sign up for Online Banking to receive. Minimum Balance must be met to earn interest.
- Mobile banking apps only available on Google and iOS phones. Must sign up for Online Banking to receive.
- Must sign up for Online Banking to receive.
- Must sign up for Online Banking to receive.
Rates and Fees - Personal
Ask a friendly team member about our premium interest rates or what to avoid to stay clear of extra fees.
- Minimum opening balance is $200
- Monthly maintenance charge is $5 (waived if account is over minimum balance)
- Minimum balance requirement is $200
- Maximum of six monthly withdraws or transfers to another account or third party
Train the next generation how to save for their future.
Interest Bearing 1
Free ATM/Debit Card
Online Banking
Free Mobile Banking 2
Free Notary Services
Finance Works 3
Check Writing
Free Online Bill-Pay
Free Remote Deposit Capture 4
24-Hour Telephone Banking
* Gray product features are not available with Kids Club.
Savings accounts are allowed 6 non-qualifying withdrawals in a given month.
- Must sign up for Online Banking to receive. Minimum Balance must be met to earn interest.
- Mobile banking apps only available on Google and iOS phones. Must sign up for Online Banking to receive.
- Must sign up for Online Banking to receive.
- Must sign up for Online Banking to receive.
Rates and Fees - Kids Club
Ask a friendly team member about our premium interest rates or what to avoid to stay clear of extra fees.
- Minimum opening balance is $10
- Monthly maintenance charge is $0
- Minimum balance requirement is $0
- Maximum of six monthly withdraws or transfers to another account or third party
IRAs
Planning your retirement is stress-free with the team at Rocky Mountain Bank. Whether you’re looking for a Traditional or Roth IRA (with taxes taken out ahead of time), we can lead you to the best decision for your future goals. Whether you want to retire early or ignite your child’s first long-term savings adventure, our friendly team members can walk you through our best options.
Time Deposits
If you want to set some money aside for a rainy day, invest in a time deposit — a way to set aside your cash at an impressive interest rate for 90 days up to 60 months —that’s 5 years!
With just $1,000, you can start an account. There is a penalty for early withdrawal to encourage you to keep your paws off it. The account is automatically renewable at the current rate of interest at maturity.
CDARS
If you’re looking for FDIC coverage for your deposits over $250,000, we’ve got you covered with Certificate of Deposit Account Registry Service® (CDARS).
We can get you the safe, secure, and convenient coverage you need to protect your valuable assets with terms of 30 days to 60 months. CDARS is a great way to get full coverage on deposits over the federal limit. Talk with a friendly team member or get more information below.
Health Savings
Our popular Health Savings account lets you get interest while saving up for qualified medical expenses. You just have to qualify with a High Deductible Health Plan.
- Just $100 to open
- Earn interest
- Qualify with “High Deductible Health Plan”
- Free ATM/Debit Card
- No service charges for use of non-RMB ATMs
- Free notary services
- $10 maintenance charge each statement cycle*
*Fee waived if you maintain at least one additional active Rocky Mountain Bank deposit account.