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Save for your future now. We want to help make your dreams a reality.

Saving for Your Family’s Future

Our team can set the whole family up with a future filled with savings.


Planning your retire­ment is stress-free with the team at Rocky Mountain Bank. Whether you’re looking for a Traditional or Roth IRA (with taxes taken out ahead of time), we can lead you to the best decision for your future goals. Whether you want to retire early or ignite your child’s first long-term savings adven­ture, our friendly team members can walk you through our best options.

Time Deposits

If you want to set some money aside for a rainy day, invest in a time deposit — a way to set aside your cash at an impres­sive interest rate for 90 days up to 60 months —that’s 5 years! 

With just $1,000, you can start an account. There is a penalty for early with­drawal to encour­age you to keep your paws off it. The account is auto­mat­i­cally renew­able at the current rate of interest at maturity.


If you’re looking for FDIC coverage for your deposits over $250,000, we’ve got you covered with Certificate of Deposit Account Registry Service® (CDARS).

We can get you the safe, secure, and conve­nient coverage you need to protect your valuable assets with terms of 30 days to 60 months. CDARS is a great way to get full coverage on deposits over the federal limit. Talk with a friendly team member or get more infor­ma­tion below. 

Learn More

Health Savings

Our popular Health Savings account lets you get interest while saving up for qual­i­fied medical expenses. You just have to qualify with a High Deductible Health Plan. 

  • Just $100 to open
  • Earn interest
  • Qualify with High Deductible Health Plan”
  • Free ATM/​Debit Card
  • No service charges for use of non-RMB ATMs
  • Free notary services
  • $10 main­te­nance charge each state­ment cycle*

*Fee waived if you maintain at least one addi­tional active Rocky Mountain Bank deposit account.